Activities Travel Insurance
Whether you're taking a year out or a few months out on a holiday or career break, this tailor made policy will give you all the protection you need for the more adventurous traveller.
The Activities Essential Cover allows you to travel with all the vital cover needed for emergencies at a modest premium.
Summary of travel insurance cover (per person) listed below:
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1 medical expenses
A - All Medical Emergencies including repatriation
B - Emergency Dental Treatment
C - Getting someone out to you
D - Funeral Coasts Abroad
E - Hospital Benefit
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£2,000,000
£250
£3,000
£2,000
not covered
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2 personal accident & injury benefit
Permanent total disablement
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£10,000
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3 personal belongings, luggage and travel documents
A - Luggage (overall limit)
i) Cash limit
ii) Money total limit
iii) Single article limit
iv) valuables (total)
B - Passport, Tickets and Passes
C - Luggage Delay
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£1,500
£200
£200
£200
£250
£250
not covered
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4 cancelling your trip or cutting it short
A - Cancelling your Trip
B - Cutting your Trip Short
C - Missed the Boat/Plane/Cross Channel Train
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£3,000
£3,000
£250
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| 5 travel delay |
not covered
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| 6 highjack & hostage |
not covered
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| 7 catastrophes and natural disasters |
not covered
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8 air rage
A - Flight delay
B - Personal injury
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not covered
not covered
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| 9 incarceration |
not covered
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| 10 personal liability |
£1,000,000
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| 11 legal expenses |
£10,000
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12 group travel
(only available if you have a Group Travel Policy)
A - Replacement of Group Leader
B - Group Money
C- Group Equipment
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£5,000
£1,000
£5,000
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| 13 additional sports equipment |
£500
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Click here for price schedule from 1 month to 18 months
| Activities Covered |
| Abseiling, activity centre holidays, American football, archery, athletics, ballooning (as an organised excursion) bamboo boat rafting, baseball, basket ball, bmx biking, boogie boarding, bouldering, bungee jumping, canoeing (except open sea or slalom), casual work including manual, cricket, cross country running, cycle touring, cycling, deep sea diving (deeper than 25 meters) dinghy sailing, elephant trekking, expeditions, farm holidays sailing, elephant trekking, expeditions, farm holidays, fencing, football, Frisbee, gliding, fencing, football, Frisbee, gliding, go carting, golf, hang gliding, high diving (platform only) hiking, hockey (field only), horse trekking, horse riding (casual) ice skating, jet skiing, jogging and any other sport not involving an extra risk, kayaking, kite surfing/skiing/buggying, la cross, marathon/triathlon, martial arts, martial arts training, micro lighting, mopeds (NB no PA cover if no crash helmet worn on mopeds.50 cc), motor cycle casual riding (NB no PA cover if no crash helmet worn on motorbikes 50cc), mountain biking on/off road, orienteering, outward bound, over-landing, paint balling, parachuting, paragliding, parapending (behind a motorised vehicle), parasailing(behind a boat), parascending, potholing/caving as part of a group, power boating (as a passenger), quad biking, regular sports, river kayaking, river sledging, river boarding, rollerblading, rowing, rugby, safaris (without guns), sail-boarding, sailing, sand-boarding, scrambling, scuba diving to 30m, show jumping, skate boarding, skin diving, sky diving, snorkelling, soccer, surfing, trekking above 2,500m, trekking under 2,500 meters, triathlon, volleyball, wake boarding, walking high altitude, water skiing, weight lifting, white-water boating/rafting/canoeing/kayaking, yachting in territorial waters, zip climbing, zip wiring, |
| Activities not covered |
| air travel (other than as a fare paying passenger), aviation other than as a fare-paying passenger on a scheduled flight , base jumping, big foot skiing, bobsleigh/skeleton/luge, black water rafting, boxing, cliff diving, competitions, cresta run, crewing on a vessels from one country to another canyoning, cave tubing, caving (no solo) deep sea fishing (not commercial or competition), dog sleighing, endurance tests, fighting or self defence , free climbing without ropes, free style skiing, glacier crossing, glacier hiking, gorge swinging, heli-skiing, horse jumping, jet boating/shotover jet, hunting or shooting of any kind, ice caving, ice climbing, ice hockey, martial arts competitions, mono skiing, motor sports, mountaineering (free climbing), motor rallying, motorcycle touring, mountaineering expeditions, mountaineering (with ropes) piloting an aircraft, power boating (other than as a passenger), professional sports, racing other than on foot, rock climbing without ropes, rock climbing with the use of ropes, safari using guns, self defence, scuba diving (below 30/40 meters), sea canoeing, sea kayaking, semi professional sports, ski acrobatics, ski flying, ski jumping, ski bob racing, ski racing & shark cage diving, training, ski stunting, skiing and snow boarding on piste, skiing cross, country, skiing (off piste with/without a guide), snow blading/boarding/skiing (on piste), snow blading/boarding/skiing(off piste with/without a guide)snow kitting, snow mobilles/skiddos, snow shoeing, solo pot holing, solo rock climbing, solo sea sailing (off shore), speed skating, stunt flying and acrobatics, tobogganing, use of weapons/firearms, wreck diving, yachting in/out of territorial waters, yacht racing, zorbing. |
Click here for price schedule from 1 month to 18 months
If you would like any further information about gap year travel insurance, click to contact us
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